Insurance Licensing PA-Title-Insurance-Agent : Pennsylvania Producers Examination for Title Insurance Series 16-10

  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Oct 08, 2026

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About Insurance Licensing PA-Title-Insurance-Agent Exam

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Insurance Regulation25%- Unfair trade practices and ethics
- Licensing requirements and procedures
- Pennsylvania insurance statutes and regulations
General Insurance Concepts15%- Risk and indemnity
- Basic insurance principles
- Contract law fundamentals
Real Property Law25%- Liens, encumbrances, and easements
- Property rights and interests
- Conveyance and recording statutes
Real Estate Transactions & Settlement10%- Disbursement and record-keeping
- Escrow and closing procedures
- Policy issuance and delivery
Title Insurance Principles25%- Exceptions and risk elimination
- Title search and examination procedures
- Title commitments and policy forms
- Purpose and function of title insurance

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

Question #1

An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

  • A. a contractual liability.
  • B. a fraudulent insurance act.
  • C. an unfair insurance practice.
  • D. a violation of the grace period provision.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #2

A real estate interest that passes at death by operation of law to the surviving title holder is known as

  • A. real estate contract interest.
  • B. fee simple estate.
  • C. tenancy in common.
  • D. joint tenancy.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #3

A manufactured home can be insured if

  • A. the motor vehicle title has been deactivated, it is affixed and assessed as real property.
  • B. it has a motor vehicle title and is located on the insured property.
  • C. it is on the insured property and has a permanent foundation.
  • D. a mortgage has been filed describing the manufactured home.
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Correct Answer: A  🗳️

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Question #4

In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

  • A. The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
  • B. Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
  • C. Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
  • D. Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #5

A chain of title is best described as

  • A. a series of conveyances of public record.
  • B. a grantor/grantee index.
  • C. an opinion of title provided by an attorney.
  • D. an historical record of liens on the property.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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