Insurance Licensing Hawaii-Life-Producer : Hawaii Life Producer Exam (InsHI_Life01 OPLife01)

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Insurance Licensing Hawaii-Life-Producer Exam Syllabus Topics:

Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) Sample Questions:

Question 1

In order to issue Variable contracts, an insurance company MUST be licensed to sell which of the following types of policies?

A. Accident, Health or Sickness
B. Property
C. Life
D. Casualty

Question 2

Making false or misleading statements about the dividends previously paid on similar policies is an example of:

A. unfair discrimination
B. rebating
C. coercion
D. misrepresentation

Question 3

After an owner executes a Hawaii life settlement contract, the life settlement provider must generally notify the insurer that issued the policy within:

A. 20 days
B. 5 days
C. 30 days
D. 10 days

Question 4

Who retains the right to name a beneficiary of a life insurance contract?

A. The insured
B. The producer
C. The insurance company
D. The policyowner

Question 5

A Hawaii policyowner whose annual report does not include an in-force illustration requests a current illustration from the insurer. If the policyowner does not receive the illustration within how many days, the required notice advises the policyowner to contact the state insurance department?

A. 15 days
B. 30 days
C. 10 days
D. 60 days

Solutions: