Insurance Licensing NY-Life-Accident-and-Health : New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Updated: Oct 06, 2026

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About Insurance Licensing NY-Life-Accident-and-Health Exam

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionObjectives
State Regulations (New York)- Licensing requirements
  • 1. Application and background checks
    • 2. Pre-licensing education requirements
      - Ethics and compliance
      • 1. Unfair trade practices
        • 2. Producer responsibilities and conduct
          Accident and Health Insurance- Health insurance products
          • 1. Hospital and medical expense coverage
            • 2. Disability income insurance
              - Policy features and provisions
              • 1. Coordination of benefits
                • 2. Elimination periods and benefit limits
                  Insurance Fundamentals- Insurance contract law basics
                  • 1. Policy provisions and clauses
                    • 2. Elements of a valid contract
                      - Principles of insurance and risk management
                      • 1. Risk classification and pooling of risk
                        • 2. Insurable interest and indemnity concepts

                          Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

                          Question #1

                          In accidental injury insurance, the insurance policy, the endorsements, and any relevant papers attached to the policy make up the:

                          • A. Completed application
                          • B. Notice of coverage
                          • C. Uniform mandatory policy provisions
                          • D. Entire contract
                          Reveal Solution  Discussion  0

                          Correct Answer: D  🗳️

                          Explanation: Only visible for TorrentVCE members. You can sign-up / login (it's free).

                          Question #2

                          The Health Insurance Portability and Accountability Act (HIPAA) ensures that qualified individuals who change jobs will have access to group health insurance with their new employer without

                          • A. having to satisfy a new preexisting condition period.
                          • B. having any increase in premium costs.
                          • C. having to meet a new deductible.
                          • D. any change in the level of benefits they receive.
                          Reveal Solution  Discussion  0

                          Correct Answer: A  🗳️

                          Explanation: Only visible for TorrentVCE members. You can sign-up / login (it's free).

                          Question #3

                          An insurer monitors the care an insured is receiving in the hospital to be sure that everything is proceeding according to schedule. This BEST describes

                          • A. benefit checking.
                          • B. concurrent review.
                          • C. precertification authorization.
                          • D. claims adjudication.
                          Reveal Solution  Discussion  0

                          Correct Answer: B  🗳️

                          Explanation: Only visible for TorrentVCE members. You can sign-up / login (it's free).

                          Question #4

                          Sue Ellen is the sister of a licensed New York insurance producer, Frank Gillespie. Frank was recently killed in a car accident and Sue Ellen has been issued a temporary license to run Frank ' s agency. For what period of time is the initial temporary license valid?

                          • A. 2 years.
                          • B. 3 months.
                          • C. 1 year.
                          • D. 6 months.
                          Reveal Solution  Discussion  0

                          Correct Answer: D  🗳️

                          Explanation: Only visible for TorrentVCE members. You can sign-up / login (it's free).

                          Question #5

                          Insurance that is designed to pay the balance of a loan if the insured dies before the loan has been repaid in full is

                          • A. whole life.
                          • B. credit life.
                          • C. life settlement.
                          • D. universal life.
                          Reveal Solution  Discussion  0

                          Correct Answer: B  🗳️

                          Explanation: Only visible for TorrentVCE members. You can sign-up / login (it's free).

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